Latte & Learn

9.4.26 Latte & Learn -The Appraisal Just Changed- Here's What Agents Need to Know About UAD 3.6

Friday, September 4, 2026 (9:00 AM to 10:30 AM)
No Education Credits

Get your latte, coffee, or preferred morning beverage ready as we embark on another installment of our Latte & Learn sessions. This engaging session is proudly presented by CAAR Professional Development Committee.

Beyond the Boxes: How UAD 3.6 Changes the Report You Rely On
The appraisal report your clients depend on is being rebuilt from the ground up—and it's arriving on your deals sooner than the deadline suggests. UAD 3.6 and the redesigned Uniform Residential Appraisal Report (URAR) become mandatory for all new appraisals sold to Fannie Mae and Freddie Mac on November 2, 2026, but most lenders are working to be up and running by September, ahead of the hard date. That means you should expect to see the new report on live transactions this fall—so now is the time to get fluent in it.

This 90-minute overview gets agents and brokers ready. We'll cover what's changing, what's staying the same, and what it means for how you read, interpret, and discuss an appraisal with clients: the move from static legacy forms to a single dynamic report, updated condition and quality definitions, expanded property and market data, and how these shifts affect conversations around value, concessions, and reconsideration of value. You'll leave able to speak fluently about the new report and better serve buyers and sellers through the transaction. No appraisal background required.

Latte & Learn events are provided at no cost to our members and are virtual participation only. You'll receive the Zoom link in both your confirmation email and the 48-hour reminder email. When you join, kindly provide your full name to help us accurately track attendance.

Zoom Link
Zoom Link

Fincham, Woody
Woody Fincham is a well-respected appraiser, instructor and author. He has valued some of the most complex residential homes in the commonwealth. He is frequently retained to work as an expert witness and his practice includes valuation, valuation review, consulting, and feasibility analysis. He is a well-regarded instructor having taught many appraisal continuing education and qualifying education. His firm, Fincham & Associates, Inc works frequently on lending related work as well as non-lending work throughout central Virginia and all over the Commonwealth for mansion level and state level property.

Students that register for classes/event that are FREE for members will be charged a no-show fee of $10 after not attending the class/event. Cancellation requests will be accepted through 5:00 p.m. two business days preceding each class.